{"id":141648,"date":"2023-01-04T11:54:21","date_gmt":"2023-01-04T08:54:21","guid":{"rendered":"https:\/\/epochtimestr.com\/?p=141648"},"modified":"2023-01-04T11:54:25","modified_gmt":"2023-01-04T08:54:25","slug":"konut-kredisi-hakkinda-aciklama-yapildi","status":"publish","type":"post","link":"https:\/\/epochtimestr.com\/index.php\/konut-kredisi-hakkinda-aciklama-yapildi","title":{"rendered":"Konut Kredisi Hakk\u0131nda A\u00e7\u0131klama Yap\u0131ld\u0131"},"content":{"rendered":"\n
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Foto\u011fraf : T.C. \u00c7evre ve \u015eehircilik Bakan\u0131 Murat Kurum Twitter Hesab\u0131<\/figcaption><\/figure><\/div>\n\n\n\n

\u00a0“Yeni Evim Konut Finansman Program\u0131” kampanyas\u0131n\u0131n detaylar\u0131n\u0131 ortak bas\u0131n toplant\u0131s\u0131yla duyuruldu.<\/h2>\n\n\n\n

Hazine ve Maliye Bakan\u0131 Nureddin Nebati ile \u00c7evre, \u015eehircilik ve \u0130klim De\u011fi\u015fikli\u011fi Bakan\u0131 Murat Kurum, “Yeni Evim Konut Finansman Program\u0131” kampanyas\u0131n\u0131n detaylar\u0131n\u0131 ortak bas\u0131n toplant\u0131s\u0131yla duyurdu.<\/p>\n\n\n\n

Bakan Nebati’nin a\u00e7\u0131klamalar\u0131 \u015f\u00f6yle:<\/strong><\/p>\n\n\n\n

Bug\u00fcn burada, \u00c7evre, \u015eehircilik ve \u0130klim De\u011fi\u015fikli\u011fi Bakan\u0131m\u0131z Say\u0131n Murat Kurum\u2019la ve sizlerle birlikte olmaktan b\u00fcy\u00fck bir memnuniyet duyuyor, sizleri ve ekranlar\u0131 ba\u015f\u0131nda a\u00e7\u0131klamalar\u0131m\u0131z\u0131 takip eden t\u00fcm vatanda\u015flar\u0131m\u0131z\u0131 en kalbi duygular\u0131mla selaml\u0131yorum.

Bizler, Say\u0131n Cumhurba\u015fkan\u0131m\u0131z\u0131n liderli\u011finde, son 20 y\u0131ldan bu yana vatanda\u015flar\u0131m\u0131z\u0131n uygun ko\u015fullarda konut sahibi olmas\u0131na hep \u00f6nem verdik ve bu anlay\u0131\u015fla esasl\u0131 ad\u0131mlar att\u0131k.<\/p>\n\n\n\n

Bildi\u011finiz \u00fczere yak\u0131n zamanda \u0130lk Evim \u0130lk \u0130\u015f Yerim Projesi ile Cumhuriyet tarihimizin en b\u00fcy\u00fck sosyal konut hamlesini ba\u015flatm\u0131\u015ft\u0131k. Bug\u00fcn de orta gelirli vatanda\u015flar\u0131m\u0131z\u0131n konuta eri\u015fimini kolayla\u015ft\u0131rmak amac\u0131yla tasarlad\u0131\u011f\u0131m\u0131z Yeni Konut Finansman Modeliyle Yeni Evim Program\u0131\u2019n\u0131n detaylar\u0131n\u0131 payla\u015fmak \u00fczere sizlerle bir araday\u0131z.

Biliyorsunuz ki bizim k\u00fclt\u00fcr\u00fcm\u00fczde ev; bar\u0131nmadan \u00f6te sevgi ve huzurun ba\u015flang\u0131\u00e7 noktas\u0131d\u0131r, bir yuvad\u0131r.\u00a0Yeni Evim Program\u0131n\u0131, \u00c7evre, \u015eehircilik ve \u0130klim De\u011fi\u015fikli\u011fi Bakanl\u0131\u011f\u0131m\u0131z ile e\u015fg\u00fcd\u00fcm i\u00e7erisinde i\u015fte bu fark\u0131ndal\u0131kla haz\u0131rlad\u0131k.\u00a0Malumunuz, 2016 y\u0131l\u0131nda, ilk kez konut sahibi olacak vatanda\u015flar\u0131m\u0131za kolayl\u0131k sa\u011flayan Konut Hesab\u0131\u2019n\u0131 uygulamaya ald\u0131k. Bu uygulamayla, en az 3 y\u0131l sistemde kalan kat\u0131l\u0131mc\u0131lara devlet katk\u0131s\u0131 sa\u011fl\u0131yoruz. Vatanda\u015flar\u0131m\u0131z\u0131 konut piyasas\u0131ndaki dalgalanmalar\u0131n olumsuz etkilerinden korumak amac\u0131yla, ge\u00e7ti\u011fimiz May\u0131s ay\u0131nda Konut Finansman Projesi\u2019ni hayata ge\u00e7irdik.\u00a0<\/p>\n\n\n\n

Cumhuriyet tarihimizin en kapsaml\u0131 sosyal konut projesi olan \u201c\u0130lk Evim \u0130lk \u0130\u015fyerim Projesi\u201d ile 5 y\u0131ll\u0131k d\u00f6nemde 500 bin sosyal konut yapmay\u0131, 1 milyon konut ama\u00e7l\u0131 arsa sunmay\u0131 ve 50 bin i\u015fyerini tamamlamay\u0131 hedefliyoruz. Bu projeyle dar gelirli vatanda\u015flar\u0131m\u0131z\u0131n konuta eri\u015fimlerini kolayla\u015ft\u0131r\u0131yoruz. Vatanda\u015flar\u0131m\u0131z\u0131n bar\u0131nma ihtiyac\u0131n\u0131 uygun ko\u015fullarda ve uygun maliyetlerle kar\u015f\u0131lamas\u0131n\u0131 son derece \u00f6nemsiyor, bu do\u011frultuda kaynaklar\u0131m\u0131z\u0131 etkin bir \u015fekilde kullan\u0131yoruz.<\/p>\n\n\n\n

Bug\u00fcn de \u00f6zellikle orta gelirli vatanda\u015flar\u0131m\u0131za y\u00f6nelik uzun s\u00fcreli devam edecek yepyeni bir projeyi hayata ge\u00e7iriyoruz.<\/p>\n\n\n\n

Orta gelir d\u00fczeyindeki vatanda\u015flar\u0131m\u0131z i\u00e7in; o piyasa ko\u015fullar\u0131na g\u00f6re \u00e7ok daha avantajl\u0131 faiz\/kar pay\u0131 ve vade yap\u0131s\u0131 ilk 3 y\u0131l Bakanl\u0131\u011f\u0131m\u0131z katk\u0131s\u0131yla \u00f6deme kolayl\u0131\u011f\u0131 ve Kredi vadesi boyunca hane halk\u0131n\u0131n geliriyle uyumlu bir \u00f6deme plan\u0131 sundu\u011fumuz\u00a0Yeni Evim Program\u0131n\u0131 haz\u0131rlad\u0131k.<\/p>\n\n\n\n

YEN\u0130 EV\u0130M KONUT F\u0130NANSMAN PROGRAMI NED\u0130R?<\/strong><\/p>\n\n\n\n

\u00c7evre, \u015eehircilik ve \u0130klim De\u011fi\u015fikli\u011fi Bakanl\u0131\u011f\u0131m\u0131zla birlikte \u00e7al\u0131\u015farak, gelir d\u00fczeyi ve konut fiyatlar\u0131n\u0131n genel seyri a\u00e7\u0131s\u0131ndan \u00fclkemizi 3 b\u00f6lgede ele ald\u0131k.<\/p>\n\n\n\n

Program\u0131m\u0131z kapsam\u0131nda \u0130stanbul 1. B\u00f6lge; Ankara, \u0130zmir, Bursa, Antalya, Mersin ve Mu\u011fla 2. b\u00f6lge, di\u011fer t\u00fcm illerimiz de 3. b\u00f6lge olarak belirlenmi\u015ftir.Program\u0131m\u0131z \u00e7er\u00e7evesinde bankalar\u0131m\u0131z ve kat\u0131l\u0131m finans kurumlar\u0131m\u0131z taraf\u0131ndan sa\u011flanacak finansman tutarlar\u0131:
1. B\u00f6lge olan \u0130stanbul\u2019da en \u00e7ok 5 milyon TL, 2. B\u00f6lgedeki illerimizde en \u00e7ok 3 milyon TL, 3. B\u00f6lgedeki illerimiz i\u00e7in ise en \u00e7ok 2 milyon TL\u2019dir.<\/p>\n\n\n\n

PROGRAMDAN YARARLANMA KR\u0130TERLER\u0130<\/strong><\/p>\n\n\n\n

Program\u0131m\u0131z kapsam\u0131nda sa\u011flanacak finansman s\u0131f\u0131r konutlara y\u00f6neliktir. Programdan yararlanabilmek i\u00e7in hanehalk\u0131 toplam gelirini dikkate almaktay\u0131z. Programdan yararlanacak ki\u015filerin halihaz\u0131rda bir konutunun olmamas\u0131 ve son 1 y\u0131l i\u00e7inde konut alaca\u011f\u0131 ilde konut sat\u0131\u015f\u0131 yapmam\u0131\u015f olmas\u0131 gerekmektedir. Ayr\u0131ca, 1. B\u00f6lge (\u0130stanbul) ve 2. b\u00f6lgelerdeki (Ankara, \u0130zmir, Antalya, Bursa, Mersin, Mu\u011fla) illerimizde konut almak isteyen vatanda\u015f\u0131m\u0131z\u0131n, son bir y\u0131lda bu illerde ikamet etmi\u015f olmas\u0131 \u015fart\u0131 aranacakt\u0131r. 3. B\u00f6lgedeki illerimizdeyse ikamet \u015fart\u0131 aranmayacakt\u0131r. Al\u0131nan konutlar 5 y\u0131l boyunca sat\u0131lamayacakt\u0131r.<\/p>\n\n\n\n

Finansman Program\u0131n\u0131n \u00d6zellikleri\u2022 T\u00fcm b\u00f6lgelerde asgari pe\u015finat oran\u0131 y\u00fczde 10 olarak belirlenmi\u015ftir. Azami 15 sene vade ile sa\u011flanacak finansmanlarda faiz\/kar pay\u0131 oranlar\u0131 %0,69\u2019dan ba\u015flayan oranlarla uygulanacakt\u0131r.<\/p>\n\n\n\n

Vatanda\u015flar\u0131m\u0131z\u0131n ilk \u00fc\u00e7 y\u0131lda \u00f6deyecekleri ayl\u0131k taksit tutar\u0131n\u0131n belirli bir k\u0131sm\u0131n\u0131, kredinin toplam vadesi bitmeden geri \u00f6denmek \u015fart\u0131yla, Hazine ve Maliye Bakanl\u0131\u011f\u0131 olarak biz \u00fcstlenece\u011fiz. Sa\u011flayaca\u011f\u0131m\u0131z bu katk\u0131 ile ilk \u00fc\u00e7 sene i\u00e7in taksit tutarlar\u0131n\u0131 \u00f6nemli \u015fekilde a\u015fa\u011f\u0131ya \u00e7ekecek ve b\u00f6ylece,vatanda\u015flar\u0131m\u0131z konutlar\u0131n\u0131n tamamlanmas\u0131n\u0131 beklerken y\u00fcklerini hafifletmi\u015f olaca\u011f\u0131z.<\/p>\n\n\n\n

PROGRAM KAPSAMINDA HANG\u0130 KONUTLAR ALINAB\u0130L\u0130R?

<\/strong>Program\u0131m\u0131z kapsam\u0131nda vatanda\u015flar\u0131m\u0131z 3 farkl\u0131 a\u015famadaki konutlar i\u00e7in Kredi<\/a> kullanabilecektir. o Birincisi, tamamlanm\u0131\u015f konutlar.\u0130kincisi, belirli bir oranda tamamlanm\u0131\u015f ve bankalar\u0131n kredi verme kriterlerine uygun konutlar. \u00dc\u00e7\u00fcnc\u00fcs\u00fc ise yap\u0131m\u0131na ba\u015flanacak olan konutlar<\/p>\n\n\n\n

\u0130lk iki durumda, konuta ve ba\u015fvuru sahibine dair \u015fartlar\u0131n ilgili banka taraf\u0131ndan kredilendirme i\u00e7in uygun olarak de\u011ferlendirilmesi halinde, Program kapsam\u0131nda finansman imk\u00e2n\u0131 ve Bakanl\u0131\u011f\u0131m\u0131z katk\u0131s\u0131 sa\u011flanacakt\u0131r.<\/p>\n\n\n\n

Yeni ba\u015flayacak projeleri kapsayan \u00fc\u00e7\u00fcnc\u00fc durumda ise konutun bir par\u00e7as\u0131 oldu\u011fu konut projesinin bankalar\u0131m\u0131z taraf\u0131ndan kredilendirme i\u00e7in uygun olarak de\u011ferlendirmesi ana k\u0131stas olacakt\u0131r.<\/p>\n\n\n\n

Bu durumda projenin bu program kapsam\u0131na al\u0131nmas\u0131 i\u00e7in bankan\u0131n m\u00fcteahhitle proje baz\u0131nda Garant\u00f6rl\u00fck Anla\u015fmas\u0131 imzalamas\u0131 gerekecektir. Bu sayede, in\u015faat\u0131n temeli at\u0131lmadan konut kredisi kullanma imk\u00e2n\u0131 olu\u015facakt\u0131r.<\/p>\n\n\n\n

YEN\u0130 EV\u0130M PROGRAMI \u0130N\u015eAAT DESTEK PAKET\u0130YEN\u0130 EV\u0130M PROGRAMI \u0130N\u015eAAT DESTEK PAKET\u0130<\/strong><\/p>\n\n\n\n

Bu kapsamda, bankalarla garant\u00f6rl\u00fck anla\u015fmalar\u0131n\u0131 yapan ve Programa d\u00e2hil olarak konut \u00fcretme taahh\u00fcd\u00fc veren m\u00fcteahhitlerimiz i\u00e7in Hazine Destekli KGF kefaletiyle ba\u015flang\u0131\u00e7ta 25 milyar liral\u0131k finansmana eri\u015fim imk\u00e2n\u0131 da sunaca\u011f\u0131z. Program kapsam\u0131nda di\u011fer \u00f6nemli bir hedefimiz de konut arz\u0131n\u0131n dengeli ve s\u00fcrd\u00fcr\u00fclebilir bir \u015fekilde art\u0131r\u0131lmas\u0131d\u0131r. B\u00f6ylece, konut fiyatlar\u0131nda ortaya \u00e7\u0131kan d\u00f6nemsel h\u0131zl\u0131 y\u00fckseli\u015fleri de orta vadede en az seviyeye indirmektir.<\/p>\n\n\n\n

Bug\u00fcn a\u00e7\u0131klad\u0131\u011f\u0131m\u0131z Yeni Evim Program\u0131 ile konut ediniminde \u00f6nemli bir ad\u0131m\u0131 atm\u0131\u015f oluyoruz. \u015eunun da alt\u0131n\u0131 \u00e7ok net \u00e7izmek isterim ki konut fiyatlar\u0131n\u0131 Bakanl\u0131k olarak uzun zamandan bu yana yakinen izlemeye ve de\u011ferlendirmeye devam ediyoruz. Bakanl\u0131\u011f\u0131m\u0131z taraf\u0131ndan gayrimenkul sekt\u00f6r\u00fcne y\u00f6nelik mali, finansal, tapu ve emlak ilan site verileri kullan\u0131larak analiz ve de\u011ferlendirme \u00e7al\u0131\u015fmalar\u0131 detayl\u0131 \u015fekilde y\u00fcr\u00fct\u00fclmektedir. Ayr\u0131ca, enflasyonla m\u00fccadele kapsam\u0131nda, haks\u0131z fiyat art\u0131\u015f\u0131 ger\u00e7ekle\u015ftirenler \u00f6zelinde de tespitler yap\u0131lmakta ve ilgili birimlerle payla\u015f\u0131m sa\u011flanmaktad\u0131r.<\/p>\n\n\n\n

Gayrimenkul sekt\u00f6r\u00fcne y\u00f6nelik fiyat art\u0131\u015flar\u0131 takip edilerek arz-talep dengesini olumsuz etkileyen ki\u015filer ve bu ki\u015filere arac\u0131l\u0131k edenler \u00f6zelinde de\u011ferlendirmelere itinal\u0131 bir \u015fekilde devam edilecektir. Haks\u0131z fiyat art\u0131\u015f\u0131 ger\u00e7ekle\u015ftirdi\u011fi tespit edilen ki\u015filer, gere\u011fi yap\u0131lmak \u00fczere ilgili birimlerle payla\u015f\u0131lacakt\u0131r.<\/p>\n\n\n\n

Vatanda\u015flar\u0131m\u0131z\u0131n refah\u0131n\u0131 art\u0131rmak i\u00e7in, enflasyonla amans\u0131z bir m\u00fccadele verdi\u011fimiz \u015fu d\u00f6nemde \u00e7ok net vurgulamak isterim ki piyasa ger\u00e7ekleri d\u0131\u015f\u0131ndaki fiyatlamalara m\u00fcsamaha g\u00f6stermeyece\u011fiz.<\/p>\n\n\n\n

Bizler, Say\u0131n Cumhurba\u015fkan\u0131m\u0131z\u0131n liderli\u011finde, t\u00fcm ad\u0131mlar\u0131m\u0131z\u0131 her daim milletimizin menfaatleri do\u011frultusunda att\u0131k ve milletimizle kenetlenerek say\u0131s\u0131z kazan\u0131mlar elde ettik.<\/p>\n\n\n\n

\u015eimdi de \u201cT\u00fcrkiye Y\u00fczy\u0131l\u0131\u201d vizyonumuzla \u00e7ok daha b\u00fcy\u00fck ba\u015far\u0131lara in\u015fallah yine beraberce imza ataca\u011f\u0131z.<\/p>\n\n\n\n

Ve Allah\u2019\u0131n izniyle, 21\u2019inci y\u00fczy\u0131l\u0131n tarihe T\u00fcrkiye Y\u00fczy\u0131l\u0131 olarak ge\u00e7mesini birlikte ba\u015faraca\u011f\u0131z!<\/p>\n\n\n\n

Say\u0131n Cumhurba\u015fkan\u0131m\u0131z ba\u015fta olmak \u00fczere Programa destek veren herkese te\u015fekk\u00fcr ediyor, t\u00fcm vatanda\u015flar\u0131m\u0131za ve \u00fclkemize hay\u0131rl\u0131 olmas\u0131n\u0131 can-\u0131 g\u00f6n\u00fclden temenni ediyorum.<\/p>\n\n\n\n

Bakan Kurum’un a\u00e7\u0131klamalar\u0131:<\/strong><\/em><\/p>\n\n\n\n

Sayg\u0131de\u011fer Hazine ve Maliye Bakan\u0131m\u0131z, Konut ve Finans Sekt\u00f6r\u00fcm\u00fcz\u00fcn \u00c7ok De\u011ferli Temsilcileri, K\u0131ymetli Bas\u0131n Mensuplar\u0131,<\/p>\n\n\n\n

Ben siz de\u011ferli misafirlerimizi ve \u00f6zellikle de ekranlar\u0131 ba\u015f\u0131nda yeni yuva heyecan\u0131yla bizleri izleyen t\u00fcm vatanda\u015flar\u0131m\u0131z\u0131; sevgiyle, sayg\u0131yla, h\u00fcrmetle selaml\u0131yorum.<\/p>\n\n\n\n

T\u00fcrkiye, yeni bir y\u00fczy\u0131la ad\u0131m atm\u0131\u015ft\u0131r. 28 Ekim\u2019de Cumhurba\u015fkan\u0131m\u0131z Say\u0131n Recep Tayyip Erdo\u011fan, T\u00fcrkiye Y\u00fczy\u0131l\u0131\u2019n\u0131n ba\u015flad\u0131\u011f\u0131n\u0131 ilan etmi\u015fti. O muhte\u015fem bulu\u015fmada; milletimizin \u00f6n\u00fcnde yepyeni bir d\u00f6nemin a\u00e7\u0131ld\u0131\u011f\u0131n\u0131 ve G\u00fc\u00e7l\u00fc T\u00fcrkiye\u2019nin istikbalini t\u00fcm detaylar\u0131yla milletimizle payla\u015fm\u0131\u015ft\u0131.<\/p>\n\n\n\n

\u00c7evre, \u015eehircilik ve \u0130klim De\u011fi\u015fikli\u011fi Bakanl\u0131\u011f\u0131 olarak; milletimizin refah\u0131n\u0131, insan\u0131m\u0131z\u0131n mutlulu\u011funu, yavrular\u0131m\u0131z\u0131n istikbalini merkeze alarak; T\u00fcrkiye Y\u00fczy\u0131l\u0131\u2019nda Mutlu \u0130nsanlar\u0131n Muhte\u015fem T\u00fcrk \u015eehirlerini hedef olarak belirlemi\u015f durumday\u0131z.<\/p>\n\n\n\n

Bu b\u00fcy\u00fck hedefe yara\u015f\u0131r bir \u015fekilde, \u00f6ncelikli olarak, insan\u0131m\u0131z\u0131n bar\u0131nma hakk\u0131n\u0131 yerine getirmek i\u00e7in yo\u011fun bir gayret i\u00e7erisindeyiz. Bu anlay\u0131\u015fla; k\u00fcresel salg\u0131nla beraber gelen ekonomik daralmay\u0131, arz problemine sebep olan maliyet art\u0131\u015flar\u0131n\u0131, malzeme tedari\u011fine dair bozulmay\u0131 kendimize bir engel olarak asla g\u00f6rmedik, g\u00f6rm\u00fcyoruz.<\/p>\n\n\n\n

Ge\u00e7ti\u011fimiz Eyl\u00fcl ay\u0131nda; Cumhuriyet tarihinin en b\u00fcy\u00fck sosyal konut projesini de ba\u015flatarak bu olumlu s\u00fcreci ta\u00e7land\u0131rd\u0131k. 500 bin sosyal konut, 1 milyon altyap\u0131s\u0131 ve imar\u0131 haz\u0131rlanm\u0131\u015f konut arsas\u0131 ve esnaf\u0131m\u0131z i\u00e7in 50 bin i\u015f yeri projemizi milletimize sunduk. Ge\u00e7ti\u011fimiz Eyl\u00fcl ay\u0131nda; Cumhuriyet tarihinin en b\u00fcy\u00fck sosyal konut projesini de ba\u015flatarak bu olumlu s\u00fcreci ta\u00e7land\u0131rd\u0131k. 500 bin sosyal konut, 1 milyon altyap\u0131s\u0131 ve imar\u0131 haz\u0131rlanm\u0131\u015f konut arsas\u0131 ve esnaf\u0131m\u0131z i\u00e7in 50 bin i\u015f yeri projemizi milletimize sunduk.<\/p>\n\n\n\n

\u0130n\u015fallah kura \u00e7ekimlerimizi Mart ay\u0131na kadar t\u00fcm illerimizde tamamlayacak; en ge\u00e7 2 y\u0131l i\u00e7erisinde ilk 250 bin konutumuzu vatanda\u015flar\u0131m\u0131za teslim etmenin mutlulu\u011funu ya\u015fayaca\u011f\u0131z. \u0130n\u015fallah biten konutlar\u0131m\u0131z\u0131n ard\u0131ndan da yeni etaplar halinde \u00e7al\u0131\u015fmalar\u0131m\u0131za devam edece\u011fiz. <\/p>\n\n\n\n

De\u011ferli Bas\u0131n Mensuplar\u0131, Bildi\u011finiz gibi; bakanl\u0131k vazifesine ba\u015flad\u0131\u011f\u0131m\u0131z ilk g\u00fcnlerde \u201cT\u00fcrkiye i\u00e7in Kazan\u00e7 Vakti\u201d demi\u015f, \u00fclkemizin en kapsaml\u0131 konut kampanyalar\u0131ndan birine imza atm\u0131\u015f; on binlerce ailemizi yeni yuvalar\u0131na kavu\u015fturman\u0131n mutlulu\u011funu ya\u015fam\u0131\u015ft\u0131k. \u0130\u015fte bug\u00fcn de yine; yine b\u00fcy\u00fck bir kampanyaya hep birlikte imza atarak; evi olmayan karde\u015flerimize pozitif ayr\u0131mc\u0131l\u0131k yap\u0131yor,<\/p>\n\n\n\n

\u201cYEN\u0130 KONUT F\u0130NANSMAN MODEL\u0130YLE YEN\u0130 EV\u0130M\u201d diyoruz.<\/p>\n\n\n\n

Yeni kampanyam\u0131zla; ilk etapta, tam 100 bin ailemizi, birka\u00e7 ay i\u00e7erisinde ev sahibi yapaca\u011f\u0131z. <\/p>\n\n\n\n

VATANDA\u015eIMIZIN BA\u015eVURU S\u00dcREC\u0130 \u015e\u00d6YLE OLACAK:<\/strong><\/p>\n\n\n\n

\u00d6ncelikle, y\u00fcklenici firmalar\u0131m\u0131z belirleyece\u011fimiz kriterlere uygun yap\u0131lan konut projeleriyle birlikte bu kampanyam\u0131za d\u00e2hil olacaklar.<\/p>\n\n\n\n

Konut almak isteyen vatanda\u015flar\u0131m\u0131z, kendi \u00f6deme ko\u015fullar\u0131na uygun daireleri se\u00e7ecekler ve bankaya ba\u015fvuracaklar.<\/p>\n\n\n\n

Bankalar\u0131m\u0131z da uygunluk durumunda krediyi vatanda\u015f\u0131m\u0131za tahsis edecek ve sat\u0131n alma s\u00fcreci ba\u015flayacak.<\/p>\n\n\n\n

PEK\u0130, VATANDA\u015eIMIZ HANG\u0130 PROJELERDEN FAYDALANACAKLAR?<\/strong><\/p>\n\n\n\n

1. Vatanda\u015f\u0131m\u0131z \u00fclkemizin her yerinden bitmi\u015f konutlardan alabilecek.<\/p>\n\n\n\n

2. Belirli bir oranda tamamlanm\u0131\u015f ve devam eden konutlardan faydalanabilecek.<\/p>\n\n\n\n

3. Bankalarla garant\u00f6rl\u00fck s\u00f6zle\u015fmesini imzalam\u0131\u015f yeni ba\u015flayacak projelerden istifade edebilecek. Bankalarla imzalanacak bu garant\u00f6rl\u00fck nedir? Banka ve m\u00fcteahhit anla\u015fmas\u0131 sonucu proje imzalanacak. S\u00f6zle\u015fme sonras\u0131nda m\u00fcteahhidin ilerlemesine g\u00f6re sat\u0131\u015f yap\u0131lan konuttan hak edi\u015f \u00f6demesi yap\u0131lacak. Bu sayede vatanda\u015f\u0131n projesinin kontrol\u00fc sa\u011flanm\u0131\u015f olacak.<\/p>\n\n\n\n

KAMPANYAMIZA HANG\u0130 PROJELER D\u00c2H\u0130L OLACAK?<\/strong><\/p>\n\n\n\n

1. Emlak Konut genel m\u00fcd\u00fcrl\u00fc\u011f\u00fcm\u00fcz\u00fcn \u00fcretti\u011fi projeler,<\/p>\n\n\n\n

2. GYODER, \u0130NDER, Konutder, \u0130mkon ile T\u00fcrkiye M\u00fcteahhitleri Birli\u011fi\u2019ne ba\u011fl\u0131 olan \u015firketlerimizin projeleri,<\/p>\n\n\n\n

3. Ve yine 81 ilimizin tamam\u0131ndaki firmalar\u0131n \u00fcretti\u011fi b\u00fcy\u00fck ve k\u00fc\u00e7\u00fck \u00f6l\u00e7ekli t\u00fcm konut projeleri; teknik ve mali kriterleri kar\u015f\u0131lad\u0131klar\u0131 taktirde bu s\u00fcrece d\u00e2hil olacaklar. \u015eunu da ifade etmek isterim. Bu kampanyam\u0131zda y\u00fcklenici firmalar\u0131m\u0131z, satacaklar\u0131 konutlar\u0131n bedelinin y\u00fczde 5\u2019i kadar vatanda\u015f\u0131m\u0131za destek sa\u011flayacaklar.16 Ocak itibariyle, kuraca\u011f\u0131m\u0131z web sitesinde, vatanda\u015f\u0131m\u0131z, \u201cYeni Evim Kampanyam\u0131za\u201d dair t\u00fcm geli\u015fmeleri ve detaylar\u0131 takip edebilecekler.<\/p>\n\n\n\n

T\u00dcM BU S\u00dcREC\u0130N \u015eEFFAF VE DENETLENEB\u0130L\u0130R \u0130\u015eLEMES\u0130 \u0130\u00c7\u0130N B\u0130R KOM\u0130SYON KURACA\u011eIMIZI BURADAN \u0130LAN ED\u0130YORUZ.<\/strong><\/p>\n\n\n\n

Hazine ve Maliye Bakanl\u0131\u011f\u0131m\u0131z, \u00c7evre, \u015eehircilik ve \u0130klim De\u011fi\u015fikli\u011fi Bakanl\u0131\u011f\u0131m\u0131z, SPK, BDDK ve de\u011ferleme kurulu\u015flar\u0131ndan temsilcilerin yer ald\u0131\u011f\u0131 bir komisyon kuraca\u011f\u0131z.<\/p>\n\n\n\n

Bu komisyon, yapt\u0131\u011f\u0131 teknik ve finansal denetimlerle, firmalar\u0131n belirledi\u011fi fiyatlar\u0131n takibi ve belirlenmesi konular\u0131na \u00e7al\u0131\u015facak. Burada da temel kriter, ekspertiz raporlar\u0131 olacakt\u0131r.<\/p>\n\n\n\n

Denetim g\u00f6revi yapacak bu komisyon sayesinde; hem projeyi garanti alt\u0131na alacak, hem de firmalar\u0131m\u0131za gerekli finansman deste\u011fini sa\u011flayaca\u011f\u0131z. Bir yandan konut arz\u0131n\u0131 artt\u0131racak bir yandan da kampanya s\u00fcrecinde fiyatlar\u0131n sabit kalmas\u0131n\u0131 sa\u011flayarak\u00a0Orta Gelirli\u00a0vatanda\u015f\u0131m\u0131z\u0131 koruyaca\u011f\u0131z, g\u00fcven i\u00e7erisinde ev sahibi yapaca\u011f\u0131z.<\/p>\n\n\n\n

Her zaman oldu\u011fu gibi bu kampanyada da; h\u0131zl\u0131 in\u015fa, uygun \u00f6deme imk\u00e2n\u0131 ve kolay ula\u015f\u0131labilir konut diyoruz.<\/p>\n\n\n\n

Biraz \u00f6nce say\u0131n bakan\u0131m\u0131z\u0131n da a\u00e7\u0131klad\u0131\u011f\u0131 gibi; 0,69\u2019dan ba\u015flayan son derece uygun oranlarla, konut kredilerindeki 10 y\u0131l vade uygulamas\u0131n\u0131 5 y\u0131l artt\u0131rarak 15 y\u0131la \u00e7\u0131kar\u0131yoruz.<\/p>\n\n\n\n

15 y\u0131l boyunca enflasyon oran\u0131 veya gelirdeki de\u011fi\u015fimler ne olursa olsun, taksitler hane gelirinin y\u00fczde 40\u2019\u0131n\u0131 ge\u00e7meyecek; hatta bir\u00e7ok taksitte y\u00fczde 25-30\u2019lar seviyesine bile d\u00fc\u015fecek.<\/p>\n\n\n\n

Yeni konut \u00fcretimine katk\u0131 sunmak, yeni projeleri h\u0131zl\u0131ca ba\u015flatmak \u00e7ok \u00f6nemli. Bu anlamda t\u00fcm evlerimiz birinci el konutlar olacaklar, ikinci el konutlar kampanyaya d\u00e2hil edilmeyecekler.<\/p>\n\n\n\n

Vatanda\u015f\u0131m\u0131z\u0131n ba\u015fvuraca\u011f\u0131 t\u00fcm konut projelerinde; \u00e7ocuklar\u0131m\u0131z\u0131n, ya\u015fl\u0131lar\u0131m\u0131z\u0131n, t\u00fcm ailelerimizin huzurlu ve kaliteli bir ya\u015fam s\u00fcrmelerine yard\u0131mc\u0131 olacak sosyal donat\u0131 zenginli\u011fi \u00f6nceli\u011fimiz olacak.<\/p>\n\n\n\n

Parklar\u0131, bah\u00e7eleri, spor alanlar\u0131, sosyal tesisleri, camileri, okullar\u0131, ula\u015f\u0131m kolayl\u0131klar\u0131 en g\u00fczel \u015fekilde tasarlanm\u0131\u015f projelere \u00f6ncelik verece\u011fiz.<\/p>\n\n\n\n

T\u00fcm konutlar\u0131m\u0131z; deprem y\u00f6netmeli\u011fine uygun in\u015fa edilecek g\u00fc\u00e7l\u00fc, sa\u011flam ve sa\u011fl\u0131kl\u0131 olacak. Yine s\u0131f\u0131r at\u0131k ve enerji verimlili\u011fine uyumlu uygulamalarla \u00e7evreyi merkeze alan projeleri te\u015fvik edece\u011fiz.<\/p>\n\n\n\n

\u0130n\u015fallah 81 ilimizin tamam\u0131nda hayat bulacak bu kampanyam\u0131zla; \u00fclkemizin her yerinde, \u00f6zel sekt\u00f6r\u00fcn konut piyasas\u0131na d\u00f6n\u00fc\u015f\u00fcn\u00fc en ileri seviyede h\u0131zland\u0131rm\u0131\u015f olaca\u011f\u0131z. Yap\u0131 sekt\u00f6r\u00fcm\u00fcz\u00fcn konutlar\u0131n\u0131 s\u00fcratle satarak, yeni projelere ba\u015flamas\u0131n\u0131n yolunu da bu sayede a\u00e7m\u0131\u015f olaca\u011f\u0131z. \u0130n\u015fallah 81 ilimizde ba\u015flayan konut projeleri h\u0131zla tamamlanacak. Hem ula\u015f\u0131labilir konut arz\u0131n\u0131 artt\u0131raca\u011f\u0131z hem de kira fiyatlar\u0131n\u0131 daha da d\u00fc\u015f\u00fcrm\u00fc\u015f olaca\u011f\u0131z.<\/p>\n\n\n\n

T\u00fcm bunlar\u0131n ekonomik kazan\u0131mlar\u0131na gelirsek; bu kampanya sayesinde milyarca liral\u0131k bir hacim ortaya \u00e7\u0131kacak, ekonomimizde 600 milyar liral\u0131k katma de\u011fer olu\u015facak. Ba\u015fta gayrimenkul sekt\u00f6r\u00fc olmak \u00fczere tam 250 sekt\u00f6r\u00fcn \u00e7arklar\u0131 h\u0131zlanmaya ba\u015flayacak, \u015fehirlerimizin ekonomisi g\u00fc\u00e7lenecek, y\u00fczbinlerce karde\u015fimiz de yeni i\u015f imk\u00e2n\u0131na eri\u015fecek.<\/p>\n\n\n\n

K\u0131ymetli Bas\u0131n Mensuplar\u0131,<\/p>\n\n\n\n

Devletimiz t\u00fcm imk\u00e2nlar\u0131n\u0131 vatanda\u015f\u0131m\u0131z\u0131n mutlulu\u011fu ve refah\u0131 i\u00e7in seferber etmekte her zamanki gibi y\u00fcksek bir iradeye ve kararl\u0131l\u0131\u011fa sahiptir. T\u00fcrkiye bundan sonra da, Cumhurba\u015fkan\u0131m\u0131z\u0131n Milli Ekonomi Vizyonuyla; t\u00fcm d\u00fcnyada faizler artarken faizleri d\u00fc\u015f\u00fcren, milletin omzundan faiz y\u00fck\u00fcn\u00fc alan bir \u00fclke olmaya b\u00fcy\u00fck bir inan\u00e7la devam edecektir. \u201cYeni Evim Kampanyam\u0131z\u201d i\u015fte bu ekonomi vizyonunun, Milli Ekonomi Modeli\u2019mizin do\u011fal bir sonucudur, ba\u015far\u0131s\u0131d\u0131r.<\/p>\n\n\n\n

Ben, \u201cYeni Evim\u201d diyerek yola \u00e7\u0131kt\u0131\u011f\u0131m\u0131z bu kampanyam\u0131z\u0131n hayata ge\u00e7irilmesinde gece g\u00fcnd\u00fcz demeden emek veren, destek veren Sayg\u0131de\u011fer Hazine ve Maliye Bakan\u0131m\u0131z Say\u0131n Nureddin Nebati beye \u015f\u00fckranlar\u0131m\u0131 sunuyorum.<\/p>\n\n\n\n

Ayr\u0131ca, bug\u00fcn burada yerlerini alan gayrimenkul sekt\u00f6r\u00fcm\u00fcz\u00fcn t\u00fcm temsilcilerine, Emlak\u00a0Konut, Gyoder, \u0130nder, Konutder, \u0130mkon ile T\u00fcrkiye M\u00fcteahhitleri Birli\u011fi\u2019mize ve bankalar\u0131m\u0131z\u0131n temsilcilerine katk\u0131lar\u0131 i\u00e7in \u00e7ok te\u015fekk\u00fcr ediyorum. Bu d\u00fc\u015f\u00fcncelerle; sizleri sevgi ve sayg\u0131yla selaml\u0131yorum.<\/p>\n","protected":false},"excerpt":{"rendered":"

\u00a0“Yeni Evim Konut Finansman Program\u0131” kampanyas\u0131n\u0131n detaylar\u0131n\u0131 ortak bas\u0131n toplant\u0131s\u0131yla duyuruldu. Hazine ve Maliye Bakan\u0131 Nureddin Nebati ile \u00c7evre, \u015eehircilik ve \u0130klim De\u011fi\u015fikli\u011fi Bakan\u0131 Murat Kurum, “Yeni Evim Konut Finansman Program\u0131” kampanyas\u0131n\u0131n detaylar\u0131n\u0131 ortak bas\u0131n toplant\u0131s\u0131yla duyurdu. Bakan Nebati’nin a\u00e7\u0131klamalar\u0131 \u015f\u00f6yle: Bug\u00fcn burada, \u00c7evre, \u015eehircilik ve \u0130klim De\u011fi\u015fikli\u011fi Bakan\u0131m\u0131z Say\u0131n Murat Kurum\u2019la ve sizlerle birlikte […]<\/p>\n","protected":false},"author":12791,"featured_media":130418,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_yoast_wpseo_focuskw":"","_yoast_wpseo_title":"","_yoast_wpseo_metadesc":"","_bbp_topic_count":0,"_bbp_reply_count":0,"_bbp_total_topic_count":0,"_bbp_total_reply_count":0,"_bbp_voice_count":0,"_bbp_anonymous_reply_count":0,"_bbp_topic_count_hidden":0,"_bbp_reply_count_hidden":0,"_bbp_forum_subforum_count":0,"footnotes":"","_yoast_wpseo_focuskw_text_input":""},"categories":[1,8138,37],"tags":[],"yoast_head":"\nKonut Kredisi Hakk\u0131nda A\u00e7\u0131klama Yap\u0131ld\u0131 - The Epoch Times TR<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/epochtimestr.com\/index.php\/konut-kredisi-hakkinda-aciklama-yapildi\" \/>\n<meta property=\"og:locale\" content=\"tr_TR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Konut Kredisi Hakk\u0131nda A\u00e7\u0131klama Yap\u0131ld\u0131 - The Epoch Times TR\" \/>\n<meta property=\"og:description\" content=\"\u00a0“Yeni Evim Konut Finansman Program\u0131” kampanyas\u0131n\u0131n detaylar\u0131n\u0131 ortak bas\u0131n toplant\u0131s\u0131yla duyuruldu. 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