{"id":168370,"date":"2026-07-07T09:08:19","date_gmt":"2026-07-07T06:08:19","guid":{"rendered":"https:\/\/epochtimestr.com\/?p=168370"},"modified":"2026-07-07T09:08:25","modified_gmt":"2026-07-07T06:08:25","slug":"kredi-karti-aidatlarina-yuzde-70-zam-geldi","status":"publish","type":"post","link":"https:\/\/epochtimestr.com\/index.php\/kredi-karti-aidatlarina-yuzde-70-zam-geldi","title":{"rendered":"Kredi Kart\u0131 Aidatlar\u0131na Y\u00fczde 70 Zam Geldi"},"content":{"rendered":"
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Kredi Kart\u0131 Aidatlar\u0131na Y\u00fczde 70 Zam Geldi (Foto\u011fraf : Pixabay – stevepb)<\/figcaption><\/figure><\/div>\n\n\n

Kredi kart\u0131 kullanan milyonlarca t\u00fcketiciyi ilgilendiren yeni \u00fccret tarifeleri y\u00fcr\u00fcrl\u00fc\u011fe girdi. Baz\u0131 bankalarda y\u0131ll\u0131k kart \u00fccreti 2 bin liray\u0131 a\u015farken, iade isteyenlere sunulan teklifler de vatanda\u015f\u0131n tepkisini \u00e7ekti.<\/h2>\n\n\n\n

Kredi kart\u0131<\/a> kullanan milyonlarca t\u00fcketiciyi ilgilendiren yeni \u00fccret tarifeleri<\/a> y\u00fcr\u00fcrl\u00fc\u011fe girdi. Baz\u0131 bankalarda y\u0131ll\u0131k kart \u00fccreti 2 bin liray\u0131 a\u015farken, iade isteyenlere sunulan teklifler de vatanda\u015f\u0131n tepkisini \u00e7ekti. T\u00fcketiciler Derne\u011fi (T\u00dcDER)<\/a> ise bankalar\u0131n aidats\u0131z kart vermek zorunda oldu\u011funu hat\u0131rlatarak vatanda\u015flara haklar\u0131n\u0131 aramalar\u0131 \u00e7a\u011fr\u0131s\u0131nda bulundu.<\/p>\n\n\n\n

Kredi kart\u0131 kullan\u0131m\u0131 milyonlarca ki\u015fi i\u00e7in g\u00fcnl\u00fck hayat\u0131n vazge\u00e7ilmezi haline gelirken, her y\u0131l tahsil edilen y\u00fckl\u00fc miktardaki kart aidatlar\u0131 yeniden tart\u0131\u015fma konusu oldu. Bankalar\u0131n kredi kart\u0131 aidatlar\u0131nda yapt\u0131\u011f\u0131 y\u00fcksek art\u0131\u015flar ve iade talepleri kar\u015f\u0131l\u0131\u011f\u0131nda \u00f6ne s\u00fcrd\u00fc\u011f\u00fc \u015fartlar, t\u00fcketicilerin tepkisini art\u0131rd\u0131.<\/p>\n\n\n\n

T\u00fcketiciler Derne\u011fi (T\u00dcDER)<\/a> ise bankalar\u0131n belirli \u015fartlar alt\u0131nda aidats\u0131z kredi kartlar\u0131 sunmakla y\u00fck\u00fcml\u00fc oldu\u011funu hat\u0131rlatarak vatanda\u015flara haklar\u0131n\u0131 kullanmalar\u0131 \u00e7a\u011fr\u0131s\u0131nda bulundu. Son d\u00f6nemde sosyal medyada payla\u015f\u0131lan \u00f6rneklerde, baz\u0131 bankalar\u0131n kart aidat\u0131n\u0131 iade etmek isteyen m\u00fc\u015fterilerden y\u00fcksek tutarl\u0131 harcama taahh\u00fcd\u00fc istedi\u011fi g\u00f6r\u00fcld\u00fc.<\/p>\n\n\n

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T\u00dcDER Genel Ba\u015fkan\u0131 Levent K\u00fc\u00e7\u00fck (Foto\u011fraf: T\u00fcketiciler Derne\u011fi (T\u00dcDER) web sitesi)<\/figcaption><\/figure><\/div>\n\n\n

Konuya ili\u015fkin yasal mevzuat\u0131 hat\u0131rlatan T\u00dcDER Genel Ba\u015fkan\u0131 Levent K\u00fc\u00e7\u00fck, Finansal T\u00fcketicilerden Al\u0131nacak \u00dccretlere \u0130li\u015fkin Tebli\u011f uyar\u0131nca bankalar\u0131n kart aidat\u0131 talep etme hakk\u0131 oldu\u011funu ancak bu durumun s\u0131n\u0131rs\u0131z olmad\u0131\u011f\u0131n\u0131 ifade etti. Bankalar\u0131n \u00fccret tahsil etmeden \u00f6nce t\u00fcketiciyi bilgilendirmesi ve onay\u0131n\u0131 almas\u0131 gerekti\u011fini vurgulayan K\u00fc\u00e7\u00fck, uygulamada \u00fccretlerin do\u011frudan hesaba yans\u0131t\u0131ld\u0131\u011f\u0131na dikkat \u00e7ekti.<\/p>\n\n\n\n

Yasal d\u00fczenlemelere g\u00f6re her bankan\u0131n m\u00fc\u015fterisine aidats\u0131z bir kredi kart\u0131 se\u00e7ene\u011fi sunmak zorunda oldu\u011funu hat\u0131rlatan Levent K\u00fc\u00e7\u00fck, \u201cMevzuata g\u00f6re 180 g\u00fcn boyunca, yani 6 ay boyunca hi\u00e7 kullan\u0131lmayan kredi kartlar\u0131ndan y\u0131ll\u0131k kart aidat\u0131 tahsil edilemez. Bu durumdaki t\u00fcketiciler haklar\u0131n\u0131 aramal\u0131d\u0131r\u201d \u015feklinde konu\u015ftu. Bankalararas\u0131 Kart Merkezi (BKM) verilerine g\u00f6re 2026 y\u0131l\u0131n\u0131n ilk d\u00f6rt ay\u0131 itibar\u0131yla T\u00fcrkiye\u2019deki toplam kart say\u0131s\u0131 147 milyon 633 bin 729\u2019a y\u00fckselirken, t\u00fcketici \u00f6rg\u00fctleri aidat uygulamas\u0131n\u0131n tamamen kald\u0131r\u0131lmas\u0131n\u0131 talep ediyor.<\/p>\n","protected":false},"excerpt":{"rendered":"

Kredi kart\u0131 kullanan milyonlarca t\u00fcketiciyi ilgilendiren yeni \u00fccret tarifeleri y\u00fcr\u00fcrl\u00fc\u011fe girdi. Baz\u0131 bankalarda y\u0131ll\u0131k kart \u00fccreti 2 bin liray\u0131 a\u015farken, iade isteyenlere sunulan teklifler de vatanda\u015f\u0131n tepkisini \u00e7ekti. Kredi kart\u0131 kullanan milyonlarca t\u00fcketiciyi ilgilendiren yeni \u00fccret tarifeleri y\u00fcr\u00fcrl\u00fc\u011fe girdi. Baz\u0131 bankalarda y\u0131ll\u0131k kart \u00fccreti 2 bin liray\u0131 a\u015farken, iade isteyenlere sunulan teklifler de vatanda\u015f\u0131n tepkisini […]<\/p>\n","protected":false},"author":12791,"featured_media":168371,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_yoast_wpseo_focuskw":"kredi kart\u0131","_yoast_wpseo_title":"","_yoast_wpseo_metadesc":"Baz\u0131 bankalarda y\u0131ll\u0131k kredi kart\u0131 kullan\u0131m \u00fccreti 2 bin liray\u0131 a\u015farken, iade isteyenlere sunulan teklifler de vatanda\u015f\u0131n tepkisini \u00e7ekti.","_bbp_topic_count":0,"_bbp_reply_count":0,"_bbp_total_topic_count":0,"_bbp_total_reply_count":0,"_bbp_voice_count":0,"_bbp_anonymous_reply_count":0,"_bbp_topic_count_hidden":0,"_bbp_reply_count_hidden":0,"_bbp_forum_subforum_count":0,"footnotes":"","_yoast_wpseo_focuskw_text_input":""},"categories":[8225,1,8138,37],"tags":[11655,2593,11654,48],"yoast_head":"\nKredi Kart\u0131 Aidatlar\u0131na Y\u00fczde 70 Zam Geldi - 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