{"id":52265,"date":"2011-12-27T17:37:07","date_gmt":"2011-12-27T14:37:07","guid":{"rendered":"http:\/\/epochtimestr.com\/?p=52265"},"modified":"2018-03-28T21:12:19","modified_gmt":"2018-03-28T18:12:19","slug":"kredi-kart-borcu-tek-limit-uygulamasi-belli-oldu","status":"publish","type":"post","link":"https:\/\/epochtimestr.com\/index.php\/kredi-kart-borcu-tek-limit-uygulamasi-belli-oldu","title":{"rendered":"Kredi Kart Borcu Tek Limit Uygulamas\u0131 Belli Oldu"},"content":{"rendered":"

Kredi kart\u0131 borcu’nu kontrol alt\u0131na almak i\u00e7in planlanan ‘tek limit’ uygulamas\u0131n\u0131n detaylar\u0131 belli oldu<\/span><\/h1>\n
\"\"<\/a>
kredi kart borcu<\/figcaption><\/figure>\n\n\n\n
<\/td>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

\u00c7al\u0131\u015fmalar hakk\u0131nda bilgi veren Bankac\u0131l\u0131k D\u00fczenleme ve Denetleme Kurumu (BDDK)<\/a>Vatanda\u015f\u0131n kredi kart borc<\/em>u’nun, kart limitlerindeki y\u00fckseklik, harcama al\u0131\u015fkanl\u0131klar\u0131nda problem olu\u015fturdu\u011funu. Kart\u0131 kartla \u00e7evirmekten tutun da, ayl\u0131k geliri bin lira olan\u0131n cebinde 20 bin lira limitli 4-5 kart bulunundu\u011funu vatanda\u015f\u0131n adeta cebinde bomba ta\u015f\u0131yor oldu\u011funu s\u00f6yledi.<\/p>\n

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D\u00fczenleme i\u00e7in kanun\u00ee de\u011fi\u015fiklik gerekti\u011fine i\u015faret eden BDDK bankalar\u0131n da g\u00f6r\u00fc\u015flerini alacaklar\u0131n\u0131 kredi kart borcu<\/em> sahiplerinin<\/a> de ‘reyting’lerinin \u00f6l\u00e7\u00fclenece\u011fini,. borcuna sad\u0131k olanlara verilecek y\u00fcksek not, kart limitinin artmas\u0131n\u0131 sa\u011flanaca\u011f\u0131 belirtildi..<\/p>\n

BDDK Ba\u015fkan\u0131 Tevfik Bilgin, kredi kart\u0131nda at\u0131lacak en \u00f6nemli ad\u0131mlardan birinin limit oldu\u011funu belirterek, her kart sahibinin tek limiti olaca\u011f\u0131n\u0131 s\u00f6yledi. Buna g\u00f6re ki\u015finin limiti, gelirinin en fazla iki-\u00fc\u00e7 kat\u0131 olabilecek. Kart say\u0131s\u0131 ne olursa olsun, \u015fah\u0131slar belirlenen limit kadar harcama yapabilecek. Kredi kart\u0131na y\u00f6nelik de\u011ferlendirmelerinde kredi kart borcu<\/em> meselesi \u00fc\u00e7- be\u015f y\u0131l sonraki sorunu \u015fimdiden tedbir al\u0131narak b\u00fcy\u00fcmeden \u00e7\u00f6z\u00fclebilecek.<\/p>\n

BDDK Ba\u015fkan\u0131 Bilgin, kredi kart\u0131nda at\u0131lacak en \u00f6nemli ad\u0131mlardan birinin limit <\/a>oldu\u011funu belirterek, her kart sahibinin tek limiti olaca\u011f\u0131n\u0131 s\u00f6yledi. Buna g\u00f6re ki\u015finin limiti, gelirinin en fazla iki-\u00fc\u00e7 kat\u0131 olabilecek. Kart say\u0131s\u0131 ne olursa olsun, \u015fah\u0131slar belirlenen limit kadar harcama yapabilecek. Kredi kart\u0131na y\u00f6nelik de\u011ferlendirmelerinde hakl\u0131 olmaktan b\u0131kt\u0131\u011f\u0131n\u0131 ifade eden Tevfik Bilgin’e g\u00f6re, \u00fc\u00e7- be\u015f y\u0131l sonraki mesele \u015fimdiden tedbir al\u0131narak b\u00fcy\u00fcmeden \u00e7\u00f6z\u00fclebilecek.<\/p>\n

BDDK Ba\u015fkan\u0131, mant\u0131kl\u0131 olan\u0131n iki kart kullanmak oldu\u011fu g\u00f6r\u00fc\u015f\u00fcnde. T\u00fcrkiye ortalamas\u0131n\u0131n<\/a> ki\u015fi ba\u015f\u0131 iki kart oldu\u011funa i\u015faret eden Tevfik Bilgin, “Ancak baz\u0131lar\u0131n\u0131n be\u015f, baz\u0131lar\u0131n\u0131n da on kart\u0131 var. Ak\u0131ll\u0131 kullan\u0131l\u0131rsa kredi kart\u0131 iyi. Bazen hem bankalar hem de t\u00fcketiciler irrasyonel davranabiliyorlar.” \u015feklinde konu\u015ftu. T\u00fcrkiye’de ek kartlarla birlikte yakla\u015f\u0131k 50 milyon kredi kart\u0131 bulunuyor. Ki\u015fi olarak bak\u0131ld\u0131\u011f\u0131nda ise 18 milyon ki\u015finin kredi kart\u0131 var. Ek kart<\/a> d\u00fc\u015f\u00fcld\u00fc\u011f\u00fcnde ki\u015fi ba\u015f\u0131na iki kart d\u00fc\u015f\u00fcyor. Toplam kredilerde takibe d\u00fc\u015fme oran\u0131 y\u00fczde 2,9. Kredi kartlar\u0131nda ise bu oran y\u00fczde 6,1. Parasal b\u00fcy\u00fckl\u00fck a\u00e7\u0131s\u0131ndan bak\u0131ld\u0131\u011f\u0131nda kredi kartlar\u0131nda takibe d\u00fc\u015fen miktar 3,5 milyar lira. Takipteki bireysel krediler ise 6,7 milyar lira. Toplam kredi kart\u0131 b\u00fcy\u00fckl\u00fc\u011f\u00fc 53,8 milyar lira. Kredi kart\u0131 ile yap\u0131lan al\u0131\u015fveri\u015fler, sekt\u00f6rdeki krediler aras\u0131nda \u00fc\u00e7\u00fcnc\u00fc s\u0131rada yer al\u0131yor. Kredi kart borcu\u2019nu<\/em>\u00a0 birinci\u00a0 s\u0131rada 85 milyar lira ile ihtiya\u00e7 kredileri, ikinci s\u0131rada ise 73 milyar lira ile konut kredileri\u00a0 takip ediyor.<\/p>\n

\n

\u0130lgili Haberler<\/p>\n

Para En \u0130yi Nas\u0131l De\u011ferlendirilir<\/a><\/p>\n

Kredi Kartlar\u0131 \u00d6demelerine Yeni Uygulama Ba\u015fl\u0131yor<\/a><\/p>\n

Kredi Kart\u0131 Sahipleri Dikkat!<\/a><\/p>\n

Kredi Kart\u0131 Yerine T\u00fcketici Kredisi<\/a><\/p>\n

Cari A\u00e7\u0131k 65 Milyon Dolara Ula\u015ft\u0131<\/a><\/p>\n<\/blockquote>\n

\n
\n

Kredi Kartlar\u0131na Y\u0131ll\u0131k Gelire G\u00f6re Yeni Uygulama Geliyor<\/a><\/p>\n<\/blockquote>\n

<\/div>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"

Kredi kart\u0131 borcu’nu kontrol alt\u0131na almak i\u00e7in planlanan ‘tek limit’ uygulamas\u0131n\u0131n detaylar\u0131 belli oldu \u00c7al\u0131\u015fmalar hakk\u0131nda bilgi veren Bankac\u0131l\u0131k D\u00fczenleme ve Denetleme Kurumu (BDDK)Vatanda\u015f\u0131n kredi kart borcu’nun, kart limitlerindeki y\u00fckseklik, harcama al\u0131\u015fkanl\u0131klar\u0131nda problem olu\u015fturdu\u011funu. Kart\u0131 kartla \u00e7evirmekten tutun da, ayl\u0131k geliri bin lira olan\u0131n cebinde 20 bin lira limitli 4-5 kart bulunundu\u011funu vatanda\u015f\u0131n adeta cebinde […]<\/p>\n","protected":false},"author":17,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_yoast_wpseo_focuskw":"","_yoast_wpseo_title":"","_yoast_wpseo_metadesc":"","_bbp_topic_count":0,"_bbp_reply_count":0,"_bbp_total_topic_count":0,"_bbp_total_reply_count":0,"_bbp_voice_count":0,"_bbp_anonymous_reply_count":0,"_bbp_topic_count_hidden":0,"_bbp_reply_count_hidden":0,"_bbp_forum_subforum_count":0,"footnotes":"","_yoast_wpseo_focuskw_text_input":""},"categories":[37],"tags":[],"yoast_head":"\nKredi Kart Borcu Tek Limit Uygulamas\u0131 Belli Oldu - The Epoch Times TR<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/epochtimestr.com\/index.php\/kredi-kart-borcu-tek-limit-uygulamasi-belli-oldu\" \/>\n<meta property=\"og:locale\" content=\"tr_TR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Kredi Kart Borcu Tek Limit Uygulamas\u0131 Belli Oldu - The Epoch Times TR\" \/>\n<meta property=\"og:description\" content=\"Kredi kart\u0131 borcu’nu kontrol alt\u0131na almak i\u00e7in planlanan ‘tek limit’ uygulamas\u0131n\u0131n detaylar\u0131 belli oldu \u00c7al\u0131\u015fmalar hakk\u0131nda bilgi veren Bankac\u0131l\u0131k D\u00fczenleme ve Denetleme Kurumu (BDDK)Vatanda\u015f\u0131n kredi kart borcu’nun, kart limitlerindeki y\u00fckseklik, harcama al\u0131\u015fkanl\u0131klar\u0131nda problem olu\u015fturdu\u011funu. 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Kart\u0131 kartla \u00e7evirmekten tutun da, ayl\u0131k geliri bin lira olan\u0131n cebinde 20 bin lira limitli 4-5 kart bulunundu\u011funu vatanda\u015f\u0131n adeta cebinde […]","og_url":"https:\/\/epochtimestr.com\/index.php\/kredi-kart-borcu-tek-limit-uygulamasi-belli-oldu","og_site_name":"The Epoch Times TR","article_publisher":"https:\/\/www.facebook.com\/theepochtimestr","article_published_time":"2011-12-27T14:37:07+00:00","article_modified_time":"2018-03-28T18:12:19+00:00","og_image":[{"url":"http:\/\/epochtimestr.com\/wp-content\/uploads\/2011y\/kredi-kart-borcu.jpg"}],"author":"Ayfer K\u00f6kl\u00fc","twitter_card":"summary_large_image","twitter_creator":"@TheEpochTimesTR","twitter_site":"@TheEpochTimesTR","twitter_misc":{"Yazan:":"Ayfer K\u00f6kl\u00fc","Tahmini okuma s\u00fcresi":"3 dakika"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/epochtimestr.com\/index.php\/kredi-kart-borcu-tek-limit-uygulamasi-belli-oldu#article","isPartOf":{"@id":"https:\/\/epochtimestr.com\/index.php\/kredi-kart-borcu-tek-limit-uygulamasi-belli-oldu"},"author":{"name":"Ayfer K\u00f6kl\u00fc","@id":"https:\/\/epochtimestr.com\/#\/schema\/person\/ffa52705c7f2ebb29186a6047116710c"},"headline":"Kredi Kart Borcu Tek Limit Uygulamas\u0131 Belli Oldu","datePublished":"2011-12-27T14:37:07+00:00","dateModified":"2018-03-28T18:12:19+00:00","mainEntityOfPage":{"@id":"https:\/\/epochtimestr.com\/index.php\/kredi-kart-borcu-tek-limit-uygulamasi-belli-oldu"},"wordCount":551,"commentCount":0,"publisher":{"@id":"https:\/\/epochtimestr.com\/#organization"},"image":{"@id":"https:\/\/epochtimestr.com\/index.php\/kredi-kart-borcu-tek-limit-uygulamasi-belli-oldu#primaryimage"},"thumbnailUrl":"http:\/\/epochtimestr.com\/wp-content\/uploads\/2011y\/kredi-kart-borcu.jpg","articleSection":["T\u00dcRK\u0130YE"],"inLanguage":"tr","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/epochtimestr.com\/index.php\/kredi-kart-borcu-tek-limit-uygulamasi-belli-oldu#respond"]}]},{"@type":"WebPage","@id":"https:\/\/epochtimestr.com\/index.php\/kredi-kart-borcu-tek-limit-uygulamasi-belli-oldu","url":"https:\/\/epochtimestr.com\/index.php\/kredi-kart-borcu-tek-limit-uygulamasi-belli-oldu","name":"Kredi Kart Borcu Tek Limit Uygulamas\u0131 Belli Oldu - 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